There is a relationship between debt and savings.  The more you save, the less in debt you will be.  At the same time, the more you save, the less you need to borrow.

Instead of borrowing money by using your credit card, you could save that same amount every month until you had enough to buy the item you used the credit card to purchase. Only you can decide whether having the item today is worth paying the extra amount of money it cost in interest to own it. Continue reading →

Are you worried that you can't pay your bills?  Is it keeping you from sleeping at night? Is it making you sick?

Don't worry, don't panic, there are a lot of things you can do help relieve some of the stress you've been facing lately.

First and foremost, no matter what troubles you may be facing financially, staying healthy and in a good frame of mind is important.  If you try to stay healthy and strong by eating well and exercising, you can face any challenge life throws at you.  despite your financial problems, don't give up on yourself and have faith that you will overcome your debt. Continue reading →