The average American household has several thousand dollars of consumer debt, including credit cards and non-mortgage loans. Therefore, avoiding debt is becoming essential to financial survival.
As far as avoiding new debt, it doesn't take rocket science....simply don't buy what you can't afford. If you can't afford something, and don't have the cash to pay for it, you should not buy it.
If you want to avoid debt you have to see that a lot of what you buy are "wants" not "needs". In our society we are programmed to equate possessions and spending with happiness. Simplifying your life, spending less, trying some free things may not only enrich your life, but help you avoid debt.
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