Are you overwhelmed with credit card debt? Do you have accounts in collections? Sick of bills with high payments and interest? If you answered 'yes' to any one of these questions, then maybe you should seek the help of a debt counseling agency.
Having Fun Without Credit
posted by Joe in November 23rd, 2007
Life without a credit card is possible, it just takes discipline and patience.
I am a firm believer that you don't need a credit card to enjoy the finer things in life. Five years ago, my wife and I decided to tear up all of our cards to combat the growing debt problems we were facing. Sure, it's been tough to live with out credit, but we're managing just fine.
Living on a Dime
posted by Joe in November 7th, 2007
Living On A Dime is devoted to helping people avoid debt and bankruptcy by providing them money saving tips and advice about frugal living, budgeting and homemaking. Using practical and easy to implement living tips, you can get organized, cut your grocery bill, reduce your stress and have a more fulfilling life while saving an incredible amount of money.
Check out their collection of money saving tips and advice. They offer both affordably priced physical books and downloadable e-books. The e-books are in PDF format.
3 Easy Ways to Avoid the Debt Trap
posted by iliah in November 1st, 2007
Each year, thousands of Americans find themselves overwhelmed by an ocean of debt. According to CardWeb.com, households with more than one card owe $8000 in credit card debt, a 167 percent jump from 1990.
Unfortunately, many people don't realize they have a debt problem until it is too late. It is only after they face a mountain of bills and collection notices that they begin to look for 'solutions'.
Sometimes the best solution to debt problems is preventing them in the first place. If you want stay financially healthy, you are going to have to avoid the debt traps that bleed you dry.
Here are 3 easy things to keep in mind